This is a long time relationship now. Call it a marriage. As long as those guys are there, I’m here.

Dajuan Robinson

A look back on a great few days in Miami Beach at Information Management Network (IMN)’s SFR Forum (East).


September 7, 2021


Sheronda Oliver started as an account manager and was promoted to leading a team before joining Constructive Loans. In her current role, Sheronda provides creative financing options that help investors expand their real estate portfolios. Sheronda shares her live with 5 children and 2 dogs and is celebrating her 18th wedding anniversary. In her spare time she loves to read, dance, and skate.

August 6, 2021



We are excited to participate in the Institutional Capital panel at Geraci LLP’s upcoming Captivate conference, taking place August 18-20 in Las Vegas. Captivate will bring together lenders, brokers, investors, service providers, and more for top-notch networking and education opportunities. For more info and tickets, visit:

August 5, 2021


Our first DOTW of August is from Geri Filipov who worked with an experienced investor on his third property in Lake Forest, Illinois. This stunning two-story brick home in the north shore suburb had an as is price of $670,000 and following the investment of $125,000 in rehab costs the subject saw its ARV soar to $1 million!

Brokers and investors return to Constructive Loans time and again because they know we believe that their success is our success.

Speed. Competitive Pricing. Service. That’s the Constructive Advantage.

July 30, 2021


Michelle Dellinger graduated from Belmont Abbey College with a degree in accounting in 2002. She immediately began working in the real estate industry and has been involved in commercial real estate lending ever since. Michelle currently serves as Constructive Loans’ Director of Credit. Outside of work, Michelle enjoys spending time with her family around the pool or at the baseball field.

July 21, 2021


This DOTW is from Kyle Concannon and shows how we help our clients with their residential real estate investments in ways beyond our great rates and terms. We were all set to finalize a deal on a $1 million property in Fort Lauderdale, Florida, with a 30-year fixed rate of 4.25%. Then just two days before closing we learned the borrower’s existing insurance provider couldn’t provide the proper coverage.

That’s when we stepped into high gear and contacted David Gross with our affiliate Constructive Insurance to see if they could make it happen. David and his team were able to provide a policy that met our requirements and saved the deal and none of it would have happened without our in-house lending and insurance expertise. This Deal of the Week saw yet another happy borrower and is just one more example of what we can do for our borrowers and brokers that others can’t.

Speed. Flexibility. And Solutions. That’s the Constructive Advantage.

July 9, 2021


Lots to look forward to in Miami, including panels with Ben Fertig and Alex Offutt!

#SFR #DSCR #rentalproperty #investinginrealestate #miami

July 7, 2021


This first DOTW of July is a hot one from the Bronx, New York. The borrower was looking do a Cash-Out Refinance of a property appraised at $1,025,000, with an LTV of 65%. The existing loan payoff was $340,965 and the borrower received a new low rate of 4.375%. Sheronda Oliver and the rest of the team made this happen in a few short weeks putting our trademark speedy process and creative solutions into full effect for our clients. Flexible Options. Creative Solutions. And a Speedy Process. That’s the Constructive Advantage.

June 30, 2021


In the latest DOTW is from Brandon Harrington who helped an experienced General Contractor and Real Estate Agent fulfill a longtime goal of becoming a real estate investor in her own right. This client had assisted many of her own clients with their projects but until now never really had the time to get into the space for herself.

Our client found a great deal that she did not want to pass up and we were able to help finance the Flip. We walked the borrower through the financial requirements and even assisted with plans and permits. We were able to approve financing quickly on a very profitable project below 45% ARV LTV! Turning investment goals into reality – that’s the Constructive Advantage.

June 29, 2021


Alan Tiongson has over 16 years in investment property rehab lending with roles in origination, credit analysis, processing, underwriting, developing/overseeing lending operations, servicing, and portfolio/asset management. Prior to joining the Constructive team, Alan was the Director of Servicing & Asset Management with Finance of America Commercial. At Constructive, he oversees the secondary marketing & asset management teams – maintaining relationships with investors, as well as the overall performance of the portfolio. Alan graduated from Loyola University Chicago and lives in the Chicago area with his wife and two children. Before starting a family Alan was a musician in his spare time, playing at venues including the Hard Rock Café & the House of Blues.

June 23, 2021


This DOTW comes from Gergana Filipov and is proof positive that Constructive Loans has returned to the multi-family lending space in a big way. Our client purchased this 10-unit property in the Gresham neighborhood on Chicago’s far south side for a purchase price of $452,000 at 5.75% with an LTV of 75% and a 1.92 DSCR. The project also benefited from our trademark speedy process with the funding sent in less than 30 days. Great work by Gergana and the rest of the team!

At Constructive we believe that caring about the success of our clients and their individual deals is what sets us apart. We all come to work every day because we want to build strong, lasting relationships with our clients in order to help them achieve their financial goals. That’s the Constructive Advantage.

June 10, 2021


This latest DOTW is from Annette Montesano who closed not one but TWO loans in lightning fast time – 4 days from underwriting approval to clear to close. One of the hallmarks of working with Constructive Loans is speed. And when we say we can close your loan in 2 weeks or less we mean it! That’s one reason why brokers and investors love working with us. It’s not just because we have simplified the process, but also because our teammates like Annette know exactly what brokers need so they can get funding for their client’s residential real estate investment projects as quickly as possible. That’s the Constructive Advantage.

June 2, 2021


This DOTW is from Kyle Concannon and it’s a perfect example of how adaptive and solution-focused Constructive Loans can be when needed. It’s a mega-deal from an experienced rental property investor who will also be sending us another multi-pack of properties to close on this month. The origination partner and the Constructive team overcame numerous obstacles to close before the lender was set to charge another expensive extension fee to the borrower. The day before the closing we realized the existing lender was off by $600,000 on the payoff statement. Our team evaluated the situation, regrouped, and reset the loans to close on schedule. Not only were the financials on this deal great for the borrower but our service and attention to detail shows how we go above and beyond for our clients to help them reach their investment goals.

  • 14 properties (2 units, single family homes, and condos)
  • $3MM total loan amount
  • 4.375% 30 year fixed loans

That’s the Constructive Advantage.

May 21, 2021


Lamont Jones is an Underwriting Manager at Constructive Loans focusing on directing underwriting goals and training new and existing underwriters to ensure accuracy and efficiency throughout the process. Lamont came to Constructive in May of 2020, but has been in the mortgage industry for over 20 years, with the last five spent in the commercial lending space. In his spare time Lamont produces music in his very own studio and has a particular love of hip hop. Lamont also coached basketball at younger levels, which is where he honed his passion for working with a team and making sure those under him have the skills and preparation necessary for success.


Geraci Captivate
August 18–20, 2021
The Cosmopolitan
Las Vegas, NV

August 20–22, 2021
Planet Hollywood
Las Vegas, NV

Habitat for Humanity of Florida State Conference
September 13–15, 2021
The Shores Hotel and Spa
Daytona Beach, FL

Five Star Conference and Expo
September 19–21, 2021
Hyatt Regency Hotel
Dallas, TX

National Lending Experts Leverage San Diego
September 28, 2021
Hilton La Jolla Torrey Pines
La Jolla, CA

Pitbull Conference
October 16–18, 2021
Hyatt Lost Pines Resort & Spa
Austin, TX