CONSTRUCTIVE LOANS DISCLAIMER

Constructive Loans is a division of Fay Financial, LLC, dba Constructive Mortgage Services. Illinois Residential Mortgage Licensee NMLS ID 88244.
Illinois Department of Financial and Professional Regulation. 425 S. Financial Place, Suite 2000, Chicago, IL 60605.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.

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