Fix and Flip Loan

Flexible Short-term Financing for Your Acquisition, Fix and Flip, or Refinance Needs

If you’re the kind of person who can look at a property and see its potential, then Constructive Loans is the company to work with. We help savvy investors like you get the money you need to buy, fix, and flip a property for a profit. For fix-and-flip loans, get in touch. We’re based in the Chicago, IL, area, but we serve investors nationwide, and we’re ready to offer people like you smart investment property loans to help you get started.

How It Works

Our lending guidelines are straightforward and clear: if you want to fix and flip a property, you need to talk to one of our Loan Officers through our website or by phone. We’ll speak with you to assess your needs, and we’ll assess the potential of the property you have in mind. If we can verify your estimate of the property’s potential worth after you’ve improved it, we’ll offer you fix-and-flip financing so that you have the cash in hand to buy the property. We base our calculations for our short-term fix-and-flip loans off the property’s value, not on your finances. You won’t have to provide verification of your income or employment status, and we welcome all types of investors, from the experienced to newcomers. We make getting your loan as easy as possible.

How to Start

The Constructive Loans team has originated over 10,000 loans from our offices in Tempe, AZ, Farmers Branch, TX, and the Chicago, IL, area. We pride ourselves on being reliable fix-and-flip lenders with a variety of products to suite every potential investor. When you’re looking for hard money lenders, get in touch with us. Call us at (833) 250-7634 to speak with a loan officer or get started online. We look forward to doing business with you and helping you on your way.

Fix and Flip Loan Features

Minimum 620 FICO

Up to 90% LTC

After-Repair Values (ARV) up to 75%

Loan Terms for 12–24 Months

1–4 Units

Loans Up to $3 Million

CONSTRUCTIVE LOANS DISCLAIMER

Constructive Loans is a division of Fay Financial, LLC, dba Constructive Mortgage Services. Illinois Residential Mortgage Licensee NMLS ID 88244.
Illinois Department of Financial and Professional Regulation.
425 S. Financial Place, Suite 2000, Chicago, IL  60605.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.

© 2020 Constructive Loans. All rights reserved.

Constructive Loans is an Equal Housing Opportunity lender
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