Heavy Rehab and New Construction Loans

If you’re the kind of person who can look at a old property or vacant lot and see potential, then Constructive Loans is the company to work with. We help savvy investors like you get the money you need to fix a property in need of major repairs or build from the ground up for a profit. For heavy rehab and new construction loans, get in touch. We’re based in the Chicago, IL, area, but we serve investors nationwide, and we’re ready to help people like you obtain smart investment property loans to help you get started.

How It Works

Our Heavy Rehab and New Construction loans make it easier for residential real estate investors in the Chicago area to purchase and repair homes that are in bad shape. These Heavy Rehab and New Construction Loans make it very convenient for real estate investors to get involved in this type of project because we offer flexible terms and will work with investors and brokers to meet your financing needs. We can lend to individuals, borrowing entities, or foreign nationals, and offer short 12–24-month terms and loan sizes between $125,000 and $1.5 million. We also offer Heavy Rehab and New Construction loans with Dutch interest, which calculates payments based upon the entire loan amount rather than payments on partial advancements in a construction loans. For Non-Dutch loans, the repair money is assessed interest only as it is disbursed to the borrower rather than right upfront. For real estate investors looking to fund ground-up construction projects, we can offer an initial advance of up to 60% of land value.

How to Start

The Constructive Loans team has originated over 10,000 loans from our offices in Farmers Branch, TX, and the Chicago, IL, area. We pride ourselves on being reliable new construction and heavy rehab lenders with a variety of products to suit every potential investor. Call us at (833) 250-7634 to speak with a loan officer or get started online. We look forward to doing business with you and helping you on your way.

Constructive Heavy Rehab and New Construction Loan Features

Minimum 680 FICO

Up to 75% of Rehab

12–24-Month Terms Available

Loan Size From $125,000 to $1.5 Million