Rental Property Loan

Flexible Short-term Financing for Your Acquisition, Fix and Flip, or Refinance Needs

Owning rental properties is a great way to earn passive income that can give you extra money on top of your regular income. The difficult part of rental properties is the first step of purchasing the property. You may find that you don’t have the extra money to buy the property outright. That’s where Constructive Loans comes in. We are a national lender offering rental property loans in Chicago, IL, and across the country, so you can get your rental property sooner.

The Right Loan

When you purchase rental property, you don’t want to simply add another home mortgage to your monthly budget. Constructive Loans offers flexible financing to help you get the loan to fit your requirements. We offer financing for up to one-million-dollar property purchases so you can choose the property that you want. We also help you get your loan fast. When you find that perfect rental property, you don’t want to wait to buy it and risk the chance of someone else taking it. We want to help you get it as fast as you can. Our loans are approved for your use within two weeks. And if this is your first time purchasing a rental property, don’t worry! We can guide you through the process and help you find a loan and financing option that’s perfect for you.

The Right Company

For an easier loan process, choose a company that is experienced and cares. Constructive Loans wants you to find the perfect rental property and have the money to buy it. Our loans and financing are designed to give you the best option for your budget. So call us today at (833) 250-7634 to talk about how you can start the loan process to purchase your next rental property in Chicago, IL, or in any of the states we serve.

Constructive Rental Loan Features

LTVs Up to 80% for Purchase/Rate and Term, 75% for Cash-Out

Minimum 680 FICO

Loan Amounts up to $1,000,000

5/1 ARM, 7/1 ARM, and 30-Year Fixed Rates (Fully Amortizing) Available

1–4 Unit Family Properties (Including Condos and Townhomes)