FIX AND FLIP / BRIDGE LOAN RATES + TERMS
680
Up to 95%*
Up to 90%*
Up to
18
$2M
Minimum FICO
Total Loan to Cost (TLTC) and 100% Rehab Financing
Initial Loan to Cost (ILTC)
Month Loan Terms
Maximum Loan Amount Per Project
SFRs / 2-4 Units / Condos
No Appraisal Options Available!
*Based on tiering and diligence
GROUND-UP CONSTRUCTION + TERMS
700
Up to 90%*
Up to 70%*
Up to
18
$2M
Minimum FICO
Max Total Loan to Cost(LTC)
ARVLTV:
Max Rehab LTC 100%
Month Loan Terms
Maximum Loan Amount Per Project
SFRs / 2-4 Units Only
Rapid Draw Reimbursement
How It Works
We provide your investors with flexible, short-term financing for fix and flip strategies. Our lending guidelines are straightforward and clear: we focus on the property, not the investors. If you want to fix and flip a property, complete our online contact form or give us a call to speak with one of our Loan Officers.
Property Selection
Our Account Executive will speak to you to assess the potential of the property your investor has in mind and help determine the investor’s needs. We welcome all types of investors, from experienced to newcomers.
Flexible
We have a variety of capital solutions for your investors, and a maximum loan amount up to $2M per project. Our financing is available for
SFRs / 2-4 Units / Condos .
Qualification
Our underwriting team will base our calculations for our short-term fix-and-flip loans off the property’s value, not your investor's individual finances. Your investor won’t have to provide verification of income or employment status.
The Constructive Advantage
Constructive Capital’s stability and range of loan products can provide the capital solution that will work for your investors. Our unmatched execution will help make the process fast and also less stressful.
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In addition, what helps set Constructive apart from the competition is the quality of our Account Executive team. We have dedicated team members who are passionate about what they do and how they perform.
A recent client survey validated their experience and the value we provide.
• 87% said our Account Executives are above average in response times.
• 93% said our Account Executives are above average in product knowledge.
• 87% said our Account Executives are above average in understanding their clients’ businesses.
Products, Pricing, Process and especially our People.
That’s the Constructive Advantage!

