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Your client is driving along one day and spots a run-down 3-bedroom house on a hot property block that’s priced at $200,000. He/she knows that they can flip it for $300,000 and walk away with a nice profit. But their bank takes one look at their personal income and says “no”. What if there were a type of loan that would not only let your clients lock in the deal but fund the rehab, control cash flow and protect their upside, all while someone else carries the cost on paper? T

As a broker, your investor clients depend on you for impartial advice and direct guidance. For those investors with Single Family Residences, 2-4, and/or 5-8unit properties, Constructive Capital offers a compelling DSCR rental loan program designed especially for these investors. Here’s what to know when advising your clients as well as the pros and cons of DSCR loans.  What are DSCR Rental Loans? A DSCR Rental Loan  is centered on the Debt Service Coverage Ratio; the ratio o

For brokers or third-party originators, acting with speed, simplicity and certainty is what wins you clients. But what about those investors who are more interested in a property’s cash flow than the borrower’s W-2s? Constructive Capital’s  DSCR Rental Loan Program is the answer. DSCR loans compare the property’s net operating income against its debt service when reviewing loan applications . That means your clients can qualify based on rent rolls and expense sheets, not tax

Both brokers and investors are constantly looking for new and innovative ways to finance their real estate projects. Unfortunately, the traditionally slow pace of underwriting and checking every little document means that in competitive areas, great deals can get snapped up quickly.  Add to that the cumbersome issues that surround getting approved and getting funding if you run your own business, work on commission or otherwise don’t have traditional W-2 paystubs, and it’s ea